Airport lounge entry can remodel an in any other case gruelling layover into a calming respite. Lounges sometimes supply free snacks and drinks, free Wi-Fi, snug seating, work areas, showers, sleep pods and even spa providers. It’s little marvel, then, that for a lot of frequent fliers, lounge entry is an particularly coveted bank card function. Listed here are the very best playing cards to hold with you in your subsequent journey.
Greatest airport lounge entry bank cards
Get $75 Present Card Provide
Gold: Our high choose total
Scotiabank Passport™ Visa Infinite Card
Get 6 free passes yearly to over 1,200 lounges globally. Plus, pay no overseas transaction charges when overseas.
Provide ends
Could 01, 2025
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% stability switch
Welcome supply:
$300 worth
Earn as much as $1,300 in worth within the first 12 months, together with as much as 40,000 bonus Scene+ factors. To qualify, apply by July 1, 2025.
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Silver: Greatest for luxurious perks
TD Aeroplan Visa Infinite Privilege Card
Comes with limitless entry to premium Maple Leaf Lounges and over 1,200 extra lounges worldwide.
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% stability switch
Welcome supply:
$792 worth
Earn a welcome bonus of 20,000 Aeroplan factors whenever you make your first buy together with your new card. Earn an extra 35,000 Aeroplan factors whenever you spend $12,000 inside 180 days of Account opening. Circumstances Apply.
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Bronze: Greatest for journey to the U.S.
CIBC Aventura Visa Infinite Card
Get 4 passes yearly to over 1,200 lounges globally. Plus, a Nexus payment rebate each 4 years.
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Curiosity Charges:
20.99% buy, 22.99% money advance, 22.99% stability switch
Welcome supply:
$900 worth
Earn as much as $1,450 in worth together with a primary 12 months annual payment rebate.
Greatest lounge entry bank cards overview
Examine key options of fashionable airport lounge entry playing cards in Canada. Hold scrolling for our editors’ high picks.
| Annual payment | Free lounge visits per 12 months | Free visitor entry | Variety of lounges | Really useful earnings | Really useful credit score rating | Apply now (featured playing cards solely) |
|
|---|---|---|---|---|---|---|---|
Scotiabank Passport Visa Infinite |
$150 | 6 passes: Visa Airport Companion (DragonPass) | Sure | 1,200 | $60,000 per 12 months | 725 or greater | Go to web site |
| TD Aeroplan Visa Infinite Privilege
|
$599 | Limitless passes: Maple Leaf Lounges
6 passes: Visa Airport Companion (DragonPass) |
Sure | 23 Maple Leaf (Entry excludes Air Canada Signature Suites and lounges operated by third events, akin to Star Alliance member airways)
1,200 |
$150,000 per 12 months | 680 or greater | Go to web site |
| American Categorical The Platinum Card
|
$799 | Limitless passes: Amex International Lounge Assortment (Precedence Go, Plaza Premium, Centurion) | Sure | 1,400 | None specified | 760 or greater | Go to web site |
BMO Ascend World Elite Mastercard |
$150 | 4 passes: Mastercard Journey Go (DragonPass) | Sure | 1,300 | $80,000 per 12 months | 760 or greater | Go to web site |
| CIBC Aventura Visa Infinite
|
$139 | 4 passes: Visa Airport Companion (DragonPass) | Sure | 1,200 | $60,000 per 12 months | 760 or greater | Go to web site |
Rogers Crimson World Elite Mastercard |
$0 | 0 passes: Mastercard Journey Go (DragonPass) | No | 1,300 | $80,000 per 12 months | 725 or greater | Go to web site |
MoneySense award winners
Take a look at the professionals and cons of the highest three airport lounge entry bank cards, in addition to the very best American Categorical and no-fee card choices.
Gold: Scotiabank Passport Visa Infinite
At a look: The Scotiabank Passport Visa Infinite is the very best card total for airport lounge entry. With six complimentary lounge visits a 12 months, this card provides probably the most free visits amongst bank cards in a comparable payment vary. For that purpose alone, the cardboard pays for itself. Including to its travel-friendly attract is the truth that it’s one of many few playing cards in Canada that doesn’t cost the everyday 2.5% overseas transaction (FX) payment.
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Scotiabank Passport Visa Infinite
Annual payment: $150
Welcome supply: Earn as much as $1,100 in worth within the first 12 months, together with as much as 40,000 bonus Scene+ factors. Provide ends July 1, 2025.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | Private earnings of $60,000 per 12 months or family earnings of $100,000 per 12 months |
| Credit score rating | 725 or greater |
| Level worth | 1 Scene+ level = $0.01 when redeemed for journey on any airline or resort (together with Airbnbs). |
Silver: TD Aeroplan Visa Infinite Privilege
At a look: For Aeroplan factors collectors who need an elevated airport expertise, the TD Aeroplan Visa Infinite Privilege bank card generally is a nice journey companion. That is the very best bank card to supply entry to luxurious airport lounges. It’s full of journey advantages like limitless free entry to Maple Leaf Lounges all through North America.
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TD Aeroplan Visa Infinite Privilege
Annual payment: $599
Welcome supply: Earn as much as $3,000 in worth together with as much as 85,000 Aeroplan factors. Circumstances apply.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on stability transfers, 22.99% on money advances |
| Revenue required | Private earnings of $150,000 or family earnings of $200,000 |
| Credit score rating | 680 or greater (really helpful) |
| Anniversary bonus | Earn a one-time bonus of 30,000 Aeroplan factors whenever you spend at the very least $24,000 inside 12 months of opening the account. Circumstances apply. |
| Level worth | Aeroplan factors are value $0.02 on common |
Execs
- Airport lounge entry: Get limitless entry to Maple Leaf Lounges for you and a visitor, and 6 free visits per 12 months to over 1,200 airport lounges.
- Journey insurance coverage: Get 31 days of protection for journey medical (for these below 65), versus the extra frequent 15-21 days. Additionally get protection for journey interruptions, flight delays, baggage, rental vehicles and extra.
- Nexus payment rebate: Take pleasure in a Nexus software payment rebate of as much as $100 each two years.
- Journey perks: Get precedence check-ins, boarding, baggage dealing with, airport upgrades, and airport standby. Additionally, get an annual round-trip companion go and free checked luggage on Air Canada.
Cons
- Greatest for Air Canada flyers: Greatest rewards worth when redeeming for Air Canada flights. And plenty of journey advantages (like precedence check-in and boarding) solely apply to flights operated by Air Canada.
- Excessive annual payment: The payment could be very steep even for a premium card with many perks. The extra cardholder payment of $199 can also be excessive.
- Excessive earnings requirement: The necessities are very excessive in comparison with different playing cards.
Bronze: CIBC Aventura Visa Infinite
At a look: The CIBC Aventura Visa Infinite is the very best airport lounge entry card for frequent travellers to the U.S. Take into account this card when you typically go to the U.S. for holidays, work journeys or household visits. The cardboard contains membership within the Visa Airport Companion Program and likewise provides you 4 free lounge visits per 12 months. Each 4 years, you get a press release credit score of as much as $100 in direction of a Nexus software payment.
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CIBC Aventura Visa Infinite
Annual payment: $139
Welcome supply: Earn as much as $1,450 in worth, together with a primary 12 months annual payment rebate.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
| Credit score rating | 760 or greater |
| Level worth | 1 level= $0.01 on common |
Greatest Mastercard possibility: BMO Ascend World Elite Mastercard
At a look: For those who’re an occasional traveller, the BMO Ascend World Elite Mastercard could also be a sensible choice to get you airport lounge entry. If you end up in an airport even just some occasions a 12 months, you’ll admire that this card provides free membership within the Mastercard Journey Go program supplied by DragonPass, with 4 free lounge passes a 12 months.
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BMO Ascend World Elite Mastercard
Annual payment: $150
Welcome supply: Earn as much as 100,000 factors
Card particulars
| Rates of interest | Rates of interest: 21.99% on purchases, 23.99% on stability transfers, 23.99% on money advances |
| Revenue required | Private earnings of $80,000 or family earnings of $150,000 |
| Credit score rating | 760 or greater |
| Level worth | 1 BMO Rewards level = $0.0067 when redeemed for journey |
Greatest American Categorical possibility: The Platinum Card
At a look: For those who’re a frequent traveller, The Platinum Card is the best choice for you. It’s one of the costly premium bank cards in Canada, however the $799 annual payment will get you entry to probably the most complete and amenity-laden choice of airport lounges worldwide, together with top-tier American Categorical Centurion Lounges. Relying on the lounge, cardholders could have a vast variety of free visits and may also deliver one companion with them at no further value.
American Categorical Platinum
Annual payment: $799
Welcome supply: Earn as much as 100,000 Membership Rewards factors ($1,000 worth).
Card particulars
| Rates of interest | N/A (as a cost card, you’re required to repay your stability in full each month) |
| Revenue required | None |
| Credit score rating | 760 or greater |
| Anniversary bonus | $200 annual eating credit score to make use of at a curated listing of Canada’s high eating places. Plus, $200 annual journey credit score when reserving by way of American Categorical Journey On-line. |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Fastened Factors Journey Program, and as much as $0.02 with airline factors transfers |
Greatest no payment possibility: Rogers Crimson World Elite Mastercard
At a look: For those who aren’t trying to pay a hefty annual payment to entry airport lounges, the Rogers Crimson World Elite Mastercard is the best choice. Get entry to over 1,300 lounges worldwide for simply USD$32 per individual per go to. Plus, get journey insurance coverage and perks like 3% money again on all U.S. greenback purchases (offsetting foreign exchange charges) and the very best base earn charge of any no-fee card in Canada.
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Rogers Crimson World Elite Mastercard
Annual payment: $0
Welcome supply: None right now.
Card particulars
| Rates of interest | 25.99% on purchases, 27.99% on money advances, 27.99% on stability transfers |
| Revenue required | $80,000 per 12 months |
| Credit score rating | 725 or greater |
Execs
- Airport lounge entry: Complimentary membership to Mastercard Journey Go giving entry to over 1,300 lounges for $32 USD per individual per go to.
- Journey insurance coverage: Comes with six sorts of protection, together with emergency medical, journey cancellation and automotive rental injury protection—a uncommon perk for a no-fee card.
- Offset foreign exchange charges on U.S. purchases: Earn 3% money again on all purchases made in U.S. {dollars}, each in-person and on-line, which is sufficient to offset the everyday 2.5% overseas transaction payment charged by most bank cards.
- Excessive base charge: The 1.5% base earn charge is greater than some other no-fee card in Canada. Plus, in contrast to most playing cards, there aren’t any earnings caps.
- Buyer bonus: Rogers, Fido and Shaw prospects earn an extra 0.5% on all purchases (for a complete of two%). Plus, these prospects get a 1.5x redemption bonus when making use of their money again rewards to invoice funds with Rogers, Fido and Shaw.
Cons
- Flat earn charge: Different playing cards supply greater earn charges on choose classes, which may aid you reap extra rewards, relying in your spending habits.
Airport lounge entry packages in Canada: a comparability
Questioning which lounges you’ll be able to truly go to together with your lounge passes? The most effective lounge entry bank cards in Canada supply entry to a number of of the next airport lounge packages.
| Program | Variety of lounges | Bank cards with lounge entry | Key particulars |
|---|---|---|---|
| Air Canada Maple Leaf Lounges | 16 throughout North America and Europe | Aeroplan co-branded premium bank cards | Maple Leaf Lounges can solely be utilized by prospects departing on flights operated by Air Canada, Air Canada Rouge, Air Canada Categorical or a Star Alliance accomplice airline. |
| Plaza Premium Lounge | 250+ worldwide | N/A | Out there for bookings by the hour, however included in DragonPass and Precedence Go membership. |
| DragonPass | 1,300+ worldwide | World Credit cards, World Elite Credit cards (by way of the Mastercard Journey Go program)
Visa Infinite, Visa Infinite Privilege playing cards (by way of the Visa Airport Companion program) |
Consists of entry to Plaza Premium lounges in Canada, in addition to lots of of various lounge packages worldwide.
Cardholders can often use their free passes for themselves and for a visitor, however guidelines differ by lounge. |
| Precedence Go | 1,600+ worldwide | American Categorical (by way of the American Categorical International Lounge Assortment) | Consists of entry to Plaza Premium lounges in Canada, in addition to lots of of various lounge packages worldwide.
Cardholders can often use their free passes for themselves and for a visitor, however guidelines differ by lounge. |
| Centurion Lounges | 40+ worldwide | American Categorical (by way of the American Categorical International Lounge Assortment) | Centurion Lounges sometimes function high-quality meals and elevated facilities like spa providers, nap pods and showers. |
The price of airport lounge entry in Canada
If it’s not supplied as a free perk together with your bank card, you’ll need to pay for airport lounge entry.
Air Canada provides three tiers of Maple Leaf Membership memberships. Prices vary from $375 to $665 per 12 months. Members can deliver friends alongside at $59 per go to per visitor. Nevertheless, Air Canada has quickly suspended the sale of memberships to Maple Leaf Membership, and there’s no indication when it is going to resume promoting them.
Precedence Go memberships vary from USD$99 per 12 months for a Normal membership to USD$469 per 12 months for a Status membership. The previous comes with zero free lounge visits—members pay $USD35 per go to, the identical as friends. In the meantime, Status members get limitless complimentary visits.
The prices of DragonPass memberships are related: charges vary from USD $99 per 12 months for a Traditional membership (which incorporates one free lounge go to) to USD$429 for a Status membership (which comes with limitless lounge entry).
For Plaza Premium lounges, you will get a go for a set variety of visits. For instance, in Canada, you should purchase a five-visit go for USD$155. Otherwise you guide by the hour. The Plaza Premium Lounge at Toronto Pearson Airport, for instance, expenses $66.68 for a two-hour go to.
If you’d like free airport lounge entry, your choices are extra restricted. First-class passengers could get entry as a part of their ticket advantages, and Air Canada’s Aeroplan program provides entry to Elite members who’ve reached an eligible standing degree. For frequent travellers, carrying an airport lounge bank card often is the easiest and most cost-effective option to get this premium perk.
Are airport lounge entry bank cards value it?
Airports have a captive buyer base, and so they understand it: meals and beverage costs at airports can border on daylight theft, and it’s not arduous to spend $10 to $40 per individual on meals and drinks. This alone may justify the price of lounge entry, the place meals, drinks, and alcohol are complimentary.
For those who journey with plenty of carry-on baggage, fly long-haul, or have a protracted layover, airport lounges are additionally a much-needed sanctuary the place you’ll be able to clean up with a bathe, compensate for work, or just take a nap.
the price of airport lounge packages talked about above, every lounge go included together with your bank card might be value USD$25 on common. So if you’ll use them, lounge entry bank cards are positively value it.
How to decide on a lounge entry bank card
Questioning which bank card with lounge entry provides you the very best worth? Listed here are a few issues to think about when making your selection.
How continuously do you fly? Take into consideration how typically you’ll actually use the lounge passes that include a bank card. For those who solely journey a few times a 12 months, the 4 passes supplied by BMO Ascend World Elite Mastercard or CIBC Aventura Visa Infinite will probably be ample. Then again, when you fly greater than as soon as a month and have loads of layovers in your journeys, a card with limitless lounge entry just like the American Categorical Platinum Card might be properly definitely worth the premium.
Does the lounge program match your journey habits? Not all lounges are equal, and getting access to extra lounges doesn’t imply better worth. As an example, with regards to DragonPass vs Precedence Go, each memberships embrace entry to the favored Plaza Premium Lounge community in addition to extra unique airline lounges — however entry isn’t assured, particularly at busy airports or peak journey occasions.
For those who primarily fly with Air Canada and its companions round North America, the TD Aeroplan Visa Infinite Privilege would possibly supply better consolation with entry to Maple Leaf Lounges.
What different journey bank card advantages do you worth? A bank card with no overseas transaction payment just like the Scotiabank Passport Visa Infinite can prevent a tidy sum on abroad purchases, whereas a card bundled with strong journey insurance coverage protects you towards unexpected journey hiccups.
